If your property is damaged by a Major Peril (Flood, Hurricane, Fire, etc.)

• Photograph the damaged areas and items.
• Secure premises and items to prevent further loss or damage.
• Report the loss to us as soon as possible but at least within 30 days.
• For building damage: obtain an estimate from a reputable builder/contractor.
• For contents damage: prepare an inventory of lost/damaged items to include age of items, purchase prices and/or repair estimate or replacement cost.
• Keep invoices for items purchased.
• Your Insurers will appoint investigator/adjuster to inspect damages.